“Collision Accident” means an actual collision with another vehicle or object, while the vehicle is being operated causing visible damage which requires immediate repairs. This does not include damage caused by a pothole or other road hazards. Benefits do not apply to parked vehicles, breakdowns, or mechanical failures. Vehicle rental must be from a licensed rental agency. Gas and optional insurance coverages are excluded. Food and lodging must be obtained by a commercial source.
Claims must be submitted within 12 months of the accident or loss. There is no time limit for Utah residents. One reimbursement per receipt.